2026 tax year · paycheck

Paycheck calculator

What lands in your bank account after federal tax, FICA, and state tax.

Enter your salary and the estimate updates live. Pick your state to open its full paycheck guide.

Your paycheck

Updated for 2026 rules
$

Switching state opens that state's page.

$2,200 child tax credit each.

$500 each, e.g. a parent or a child 17+.

Pre-tax deductions

$

Cuts income tax, not FICA.

$

Cuts income tax and FICA.

$

Cuts income tax and FICA. Limit not checked here.

$

Your share, if pre-tax.

After-tax and household

$

Union dues, garnishment, child support.

$

Optional, shows what is left over.

Estimated take-home (2026)

Enter your wage and press Calculate to see your take-home.

Your W-2 gross isn't your take-home. Federal income tax, the employee share of FICA (7.65%), and state income tax all come out first. This calculator estimates all three so you can see your real annual take-home.

The same $75,000, four states

Annual take-home on a $75,000 salary, single filer, 2026 Texas $61,593 Ohio $60,246 California $57,688 New York $57,635
Annual take-home on a $75,000 salary, single filer, 2026

Federal tax and FICA are identical in all four; the entire spread is the state line. Your state's page below works the same salary through its own 2026 rules.

Paycheck calculator by state

Each state page is preset to that state's 2026 income tax rules with a worked example:

Everything that moves your paycheck

Next for salaried income

W-4 withholding Getting a huge refund or a surprise bill means your W-4 is off. Dial in what each paycheck should withhold. Form W-4 Bonus tax Bonuses are withheld at a flat 22%, which isn't your real rate. See what a bonus nets after tax. Supplemental What a raise nets A 10% raise doesn't add 10% to your take-home. See the after-tax gain, and whether it crosses a bracket. After tax Overtime pay Time-and-a-half, and what the extra hours are worth once tax and withholding take their share. 1.5× Hourly ↔ salary Convert an hourly rate to a salary or back, accounting for the hours you work in a year. Convert Salary by city The same salary stretches differently by city once state and local tax and cost of living are in the picture. Cost of living

Between jobs after a layoff?

Before the next paycheck lands, work out the gap: severance take-home, weekly unemployment, and how long savings plus benefits last.

Map the runway

See your real take-home before you commit to it

Rent, a car payment, a mortgage pre-approval: all of it should be sized against what lands in your account, not your gross salary. Federal income tax, FICA and your state's income tax come out of every paycheck before you see a dollar. Estimate the real number here, then use the W-4 tool to make sure the amount withheld lines up with what you'll owe.

Check your W-4 withholding