2026 tax year

Paycheck calculator

What actually lands in your bank account after federal tax, FICA, and state tax.

Your W-2 gross isn't your take-home. Federal income tax, the employee share of FICA (7.65%), and state income tax all come out first. This calculator estimates all three so you can see your real annual take-home.

Enter your salary and the estimate updates live. Pick your state to open its full paycheck guide.

Switching state opens that state's page.

For the child tax credit.

Cuts income tax, not FICA.

Cuts income tax and FICA.

Cuts income tax and FICA. Limit not checked here.

Your share, if pre-tax.

Union dues, garnishment, child support.

Optional, shows what is left over.

Enter your wage and press Calculate to see your take-home.

Paycheck calculator by state

Each state page is preset to that state's 2026 income tax rules with a worked example:

Between jobs after a layoff?

Before the next paycheck lands, work out the gap: