2026 tax year · Indiana
Indiana paycheck calculator
Indiana taxes income at a flat 2.95% for 2026, applied on top of federal income tax and self-employment tax.
Switching state opens that state's page.
For the child tax credit.
Pre-tax deductions
Cuts income tax, not FICA.
Cuts income tax and FICA.
Cuts income tax and FICA. Limit not checked here.
Your share, if pre-tax.
After-tax and household
Union dues, garnishment, child support.
Optional, shows what is left over.
Enter your wage and press Calculate to see your take-home.
What actually lands, per paycheck
On $75,000 in Indiana, $59,380 a year survives everything withheld, $4,948 a month, or $2,284 in each of 26 fortnightly paychecks. The gap between that and the $2,885 a fortnight the salary implies is $601 per paycheck.
Everything that comes out of a paycheck in Indiana
A single filer taking the standard deduction, at three salaries. Every line the employer withholds is in the total:
| Gross salary | Federal | FICA | Indiana | Take-home | Rate |
|---|---|---|---|---|---|
| $45,000 | $3,220 | $3,443 | $1,328 | $37,010 | 17.8% |
| $75,000 | $7,670 | $5,738 | $2,213 | $59,380 | 20.8% |
| $120,000 | $17,570 | $9,180 | $3,540 | $89,710 | 25.2% |
What else comes out of a paycheck in Indiana
On the 2026 rate itself: rate has been decreasing. Some counties add local income tax.
Indiana also has local income tax that the estimate above does not model, all 92 counties levy local income tax (0.50% to 2.90%).. Add it separately for where you live and work.
Take-home in the states Indiana borders
On $75,000, Indiana charges $2,213 of state income tax. Of the 4 states it borders, Ohio is the lightest at $1,346 and Illinois the most expensive at $3,713, a spread of $2,366 on the same income.
| State | State tax on $75,000 | vs Indiana |
|---|---|---|
| Ohio | $1,346 | −$866 |
| Kentucky | $2,625 | +$413 |
| Michigan | $3,188 | +$975 |
| Illinois | $3,713 | +$1,500 |
- Ohio would take $866 less, $1,346 against Indiana's $2,213.
- Kentucky would take $413 more, $2,625 against Indiana's $2,213.
- Michigan would take $975 more, $3,188 against Indiana's $2,213.
- Illinois would take $1,500 more, $3,713 against Indiana's $2,213.
If you live on one side of the Indiana state line and work on the other, which state taxes your wages depends on whether the two have a reciprocity agreement.
What this estimate assumes
- Single filer taking the federal standard deduction of $16,100; the calculator supports the other three statuses.
- No pre-tax deductions, a 401(k), HSA or health premium taken from gross pay would lower every tax line.
- Employee-side FICA only (7.65%). Your employer pays a matching share you never see.
- No local or municipal income tax, and no state disability withholding beyond what is described above.
- No credits, and no state-specific credits.