2026 tax year · Minnesota
Minnesota paycheck calculator
Minnesota uses graduated 2026 income tax brackets topping out at 9.85%, across 4 brackets, on top of federal income tax and self-employment tax.
What lands, per paycheck
On $75,000 in Minnesota, $56,960 a year survives everything withheld, $4,747 a month, or $2,191 in each of 26 fortnightly paychecks. The gap between that and the $2,885 a fortnight the salary implies is $694 per paycheck.
Everything that comes out of a paycheck in Minnesota
A single filer taking the standard deduction, at three salaries. Every line the employer withholds is in the total:
| Gross salary | Federal | FICA | Minnesota | Take-home | Rate |
|---|---|---|---|---|---|
| $45,000 | $3,220 | $3,443 | $2,592 | $35,745 | 20.6% |
| $75,000 | $7,670 | $5,738 | $4,632 | $56,960 | 24.1% |
| $120,000 | $17,570 | $9,180 | $7,838 | $85,412 | 28.8% |
What else comes out of a paycheck in Minnesota
Minnesota is one of the twelve states that still taxes Social Security benefits, which matters if you are drawing benefits alongside wages.
Take-home in the states Minnesota borders
On $75,000, Minnesota charges $4,632 of state income tax. Of the 4 states it borders, South Dakota is the lightest at nothing at all and Wisconsin the most expensive at $3,588, a spread of $3,588 on the same income.
| State | State tax on $75,000 | vs Minnesota |
|---|---|---|
| South Dakota | No income tax | −$4,632 |
| North Dakota | $560 | −$4,072 |
| Iowa | $2,850 | −$1,782 |
| Wisconsin | $3,588 | −$1,044 |
- South Dakota has no income tax at all, so the same work done there costs $4,632 less in state tax than it does in Minnesota.
- North Dakota would take $4,072 less, $560 against Minnesota's $4,632.
- Iowa would take $1,782 less, $2,850 against Minnesota's $4,632.
- Wisconsin would take $1,044 less, $3,588 against Minnesota's $4,632.
If you live on one side of the Minnesota state line and work on the other, which state taxes your wages depends on whether the two have a reciprocity agreement.
What this estimate assumes
- Single filer taking the federal standard deduction of $16,100; the calculator supports the other three statuses.
- No pre-tax deductions, a 401(k), HSA or health premium taken from gross pay would lower every tax line.
- Employee-side FICA only (7.65%). Your employer pays a matching share you never see.
- No local or municipal income tax, and no state disability withholding beyond what is described above.
- No credits, and no state-specific credits.