2026 tax year · Massachusetts
Massachusetts paycheck calculator
Massachusetts taxes income at a flat 5% for 2026, applied on top of federal income tax and self-employment tax.
What lands, per paycheck
On $75,000 in Massachusetts, $57,843 a year survives everything withheld, $4,820 a month, or $2,225 in each of 26 fortnightly paychecks. The gap between that and the $2,885 a fortnight the salary implies is $660 per paycheck.
Everything that comes out of a paycheck in Massachusetts
A single filer taking the standard deduction, at three salaries. Every line the employer withholds is in the total:
| Gross salary | Federal | FICA | Massachusetts | Take-home | Rate |
|---|---|---|---|---|---|
| $45,000 | $3,220 | $3,443 | $2,250 | $36,088 | 19.8% |
| $75,000 | $7,670 | $5,738 | $3,750 | $57,843 | 22.9% |
| $120,000 | $17,570 | $9,180 | $6,000 | $87,250 | 27.3% |
Take-home in the states Massachusetts borders
On $75,000, Massachusetts charges $3,750 of state income tax. Of the 5 states it borders, New Hampshire is the lightest at nothing at all and New York the most expensive at $3,957, a spread of $3,957 on the same income.
| State | State tax on $75,000 | vs Massachusetts |
|---|---|---|
| New Hampshire | No income tax | −$3,750 |
| Rhode Island | $2,828 | −$922 |
| Connecticut | $3,375 | −$375 |
| Vermont | $3,475 | −$276 |
| New York | $3,957 | +$207 |
- New Hampshire has no income tax at all, so the same work done there costs $3,750 less in state tax than it does in Massachusetts.
- Rhode Island would take $922 less, $2,828 against Massachusetts's $3,750.
- Connecticut would take $375 less, $3,375 against Massachusetts's $3,750.
- Vermont would take $276 less, $3,475 against Massachusetts's $3,750.
- New York would take $207 more, $3,957 against Massachusetts's $3,750.
If you live on one side of the Massachusetts state line and work on the other, which state taxes your wages depends on whether the two have a reciprocity agreement.
What this estimate assumes
- Single filer taking the federal standard deduction of $16,100; the calculator supports the other three statuses.
- No pre-tax deductions, a 401(k), HSA or health premium taken from gross pay would lower every tax line.
- Employee-side FICA only (7.65%). Your employer pays a matching share you never see.
- No local or municipal income tax, and no state disability withholding beyond what is described above.
- No credits, and no state-specific credits.