2026 tax year · Iowa
Iowa paycheck calculator
Iowa taxes income at a flat 3.8% for 2026, applied on top of federal income tax and self-employment tax.
What lands, per paycheck
On $75,000 in Iowa, $58,743 a year survives everything withheld, $4,895 a month, or $2,259 in each of 26 fortnightly paychecks. The gap between that and the $2,885 a fortnight the salary implies is $625 per paycheck.
Everything that comes out of a paycheck in Iowa
A single filer taking the standard deduction, at three salaries. Every line the employer withholds is in the total:
| Gross salary | Federal | FICA | Iowa | Take-home | Rate |
|---|---|---|---|---|---|
| $45,000 | $3,220 | $3,443 | $1,710 | $36,628 | 18.6% |
| $75,000 | $7,670 | $5,738 | $2,850 | $58,743 | 21.7% |
| $120,000 | $17,570 | $9,180 | $4,560 | $88,690 | 26.1% |
Take-home in the states Iowa borders
On $75,000, Iowa charges $2,850 of state income tax. Of the 6 states it borders, South Dakota is the lightest at nothing at all and Minnesota the most expensive at $4,632, a spread of $4,632 on the same income.
| State | State tax on $75,000 | vs Iowa |
|---|---|---|
| South Dakota | No income tax | −$2,850 |
| Nebraska | $3,112 | +$262 |
| Missouri | $3,430 | +$580 |
| Wisconsin | $3,588 | +$738 |
| Illinois | $3,713 | +$863 |
| Minnesota | $4,632 | +$1,782 |
- South Dakota has no income tax at all, so the same work done there costs $2,850 less in state tax than it does in Iowa.
- Nebraska would take $262 more, $3,112 against Iowa's $2,850.
- Missouri would take $580 more, $3,430 against Iowa's $2,850.
- Wisconsin would take $738 more, $3,588 against Iowa's $2,850.
- Illinois would take $863 more, $3,713 against Iowa's $2,850.
- Minnesota would take $1,782 more, $4,632 against Iowa's $2,850.
If you live on one side of the Iowa state line and work on the other, which state taxes your wages depends on whether the two have a reciprocity agreement.
What this estimate assumes
- Single filer taking the federal standard deduction of $16,100; the calculator supports the other three statuses.
- No pre-tax deductions, a 401(k), HSA or health premium taken from gross pay would lower every tax line.
- Employee-side FICA only (7.65%). Your employer pays a matching share you never see.
- No local or municipal income tax, and no state disability withholding beyond what is described above.
- No credits, and no state-specific credits.