2026 tax year
Gig economy tax calculator
Grouped by what you can deduct, because that, not which app pays you, is what changes the tax.
Gig income is self-employment income: no tax is withheld, you owe self-employment tax on top of income tax, and your deductions are whatever your work actually costs. But those costs differ sharply by what you do, a driver's whole return turns on mileage, a seller's on cost of goods, a creator's on equipment. Pick the category that fits your work.
Driving and delivery
Mileage is the whole deduction.
Services and tasks
Tools, supplies, travel between jobs.
Creators
Equipment, software, home studio.
Sellers
Cost of goods, fees, shipping.
Rental hosts
The 14-day rule and depreciation.
What every gig category shares
- Income is reported on Schedule C, and net profit is subject to 15.3% self-employment tax.
- No one withholds tax, so most gig workers owe quarterly estimated payments.
- The right deductions are the ones tied to your work, the category pages lead with those.
- A 1099-K now arrives for far more sellers and hosts; it reports gross, before fees and refunds.
Related tools
- 1099 tax calculator the full self-employment picture
- Quarterly tax calculator what to pay and when
- By profession deductions for specific trades
Gig income is self-employment income for the 2026 tax year. Not tax advice.