2026 tax year · Rhode Island
Rental host taxes in Rhode Island
Airbnb, Turo and the rest report your gross and withhold nothing. The gap between that and what you are actually taxed on is your costs, in Rhode Island that gap is worth $2,604 in tax.
Take a driver who grossed $39,000 over 18,000 business miles. After mileage at 74.3 cents and the rest of the stack, worked through on the rental host page $10,100 comes off and $28,900 is left as taxable profit. That profit is what Rhode Island and the IRS charge against.
What that leaves you owing in Rhode Island
Rhode Island uses graduated 2026 income tax brackets topping out at 5.99%, across 3 brackets, on top of federal income tax and self-employment tax.
| Self-employment tax | $4,083 |
| Federal income tax | $861 |
| Rhode Island income tax | $1,007 |
| Total tax | $5,951 |
| Effective rate on gross | 15.3% |
Earning more in Rhode Island
A single filer taking the standard deduction, this work as the only income, the calculator above handles the other filing statuses. Miles rise with earnings, so the deduction rises too, and the effective rate on gross climbs more slowly than it would for someone whose income grew without expenses attached:
| Volume | Gross | Mileage off | Taxable profit | Rhode Island tax | Total tax | Rate on gross |
|---|---|---|---|---|---|---|
| Part-time | $13,000 | $0 | $13,000 | $453 | $2,290 | 17.6% |
| Steady side income | $39,000 | $0 | $39,000 | $1,359 | $8,556 | 21.9% |
| Full-time | $63,000 | $0 | $63,000 | $2,196 | $14,924 | 23.7% |
Switching state opens that state's page.
Enter your numbers and press Calculate to see your 2026 estimate.
Rhode Island specifics that change the number
Rhode Island runs a state disability insurance program: 1.3% up to $84,000 of wages. RI TDI mandatory for employees.
Rhode Island is one of the twelve states that still taxes Social Security benefits, which matters if you are drawing benefits alongside self-employment income.
Local taxes on a Rhode Island let
The income tax below is only part of it. Short-term lets attract occupancy, lodging or transient taxes levied by the city or county rather than Rhode Island, often at rates that dwarf the state income tax. Some platforms collect and remit them; some collect only part; in some places the host is on the hook entirely. That is a local question this calculator cannot answer, and it is the one hosts most often get wrong.
On $28,900 of profit, what the states around Rhode Island would charge:
| State | Its tax | vs Rhode Island |
|---|---|---|
| Connecticut | $1,051 | −$33 |
| Massachusetts | $1,445 | +$361 |
- Connecticut would take $33 less, $1,051 against Rhode Island's $1,084.
- Massachusetts would take $361 more, $1,445 against Rhode Island's $1,084.
Rental host tax questions in Rhode Island
How much should a Rhode Island host set aside?
About 15.3% of gross on the $39,000 example, $5,951 across self-employment tax, federal income tax and $1,007 to Rhode Island. Set aside from each payout rather than finding it in April.
Does the $39,000 on my 1099-NEC match what Rhode Island taxes?
No. Rhode Island taxes profit, not gross. After $10,100 of deductions the taxable figure is $28,900, so the Rhode Island bill is $1,007 rather than what gross alone would suggest.