2026 tax year · Rhode Island
1099 tax calculator for Rhode Island
Rhode Island uses graduated 2026 income tax brackets topping out at 5.99%, across 3 brackets, on top of federal income tax and self-employment tax.
Switching state opens that state's page.
Enter your numbers and press Calculate to see your 2026 estimate.
How 1099 tax works in Rhode Island
Rhode Island taxes income on 3 graduated brackets for 2026, from 3.75% up to 5.99%. Because 1099 profit stacks on top of any other income, a second source can push part of it into the next bracket.
On top of that sits the federal layer, which is the same wherever you live: self-employment tax plus federal income tax. The 1099 tax calculator hub works through how that half is built.
| Rhode Island taxable income (single) | 2026 rate |
|---|---|
| $0 - $73,450 | 3.75% |
| $73,450 - $166,950 | 4.75% |
| $166,950 and up | 5.99% |
Worked example: $50,000 of 1099 income in Rhode Island
A single filer with $50,000 of net 1099 income and no W-2 wages, taking the standard deduction, owes an estimated:
| Self-employment tax | $7,065 |
| Federal income tax | $2,667 |
| Rhode Island state income tax | $1,743 |
| Total tax | $11,475 |
| Effective rate | 22.9% |
| After-tax income | $38,525 |
What the rate alone doesn't tell you about Rhode Island
Rhode Island runs a state disability insurance program: 1.3% up to $84,000 of wages. RI TDI mandatory for employees.
Rhode Island is one of the twelve states that still taxes Social Security benefits, which matters if you are drawing benefits alongside self-employment income.
Rhode Island against the states it borders
On $50,000, Rhode Island charges $1,875 of state income tax. Of the 2 states it borders, Connecticut is the lightest at $2,000 and Massachusetts the most expensive at $2,500, a spread of $500 on the same income.
| State | Tax on $50,000 | vs Rhode Island |
|---|---|---|
| Connecticut | $2,000 | +$125 |
| Massachusetts | $2,500 | +$625 |
- Connecticut would take $125 more, $2,000 against Rhode Island's $1,875.
- Massachusetts would take $625 more, $2,500 against Rhode Island's $1,875.
What this estimate assumes
- Single filer, $16,100 federal standard deduction, net profit after expenses.
- No local income tax is modeled.
- No Rhode Island credits are applied beyond the deductions in its own rules.
Rhode Island 1099 tax questions
Does Rhode Island tax 1099 income?
Yes. Rhode Island taxes net profit from 1099 work the same way it taxes other income, on 3 graduated brackets topping out at 5.99%. On the $50,000 example above the state share is $1,743.
How much should a 1099 worker in Rhode Island set aside?
About 23% of net profit, based on the $50,000 single-filer example above ($11,475 of federal, self-employment and Rhode Island state tax combined). Your own rate moves with filing status, other income and deductions, run the calculator with your numbers.
Are there local income taxes in Rhode Island?
The estimate above models federal, self-employment and state income tax only, it does not include any city, county or school-district income tax. The 2026 dataset carries no local-tax note for Rhode Island, so check with the municipality where you live and work before relying on the state figure alone.
Do I owe Rhode Island tax on work done for an out-of-state client?
Rhode Island has no wage reciprocity agreements in the 2026 dataset. As a resident you generally report all your 1099 profit to Rhode Island regardless of where the client is, and claim a credit for income tax paid to another state on work performed there.
When are quarterly estimated payments due?
Federal 1040-ES payments for the 2026 tax year are due April 15, 2026, June 16, 2026, September 15, 2026, January 15, 2027. Rhode Island requires its own estimated payments; the 2026 dataset does not yet carry state-specific due dates, so confirm them with the Rhode Island tax agency.