2026 · Michigan
Michigan unemployment benefits
Michigan pays up to $530 a week for up to 26 weeks, a middle-of-the-pack maximum (#31 of 51). Estimate yours below.
Michigan's 2026 figures
| Weekly benefit range | $218 - $530 |
| Maximum duration | 26 weeks (14-26; max raised 20->26 by SB40) |
| Waiting week | No waiting week |
| How it's figured | high quarter |
| Taxed by Michigan? | Yes |
Worked example: a $60,000 earner in Michigan
On a $60,000 prior wage, the estimate is about $530 a week that hits Michigan's maximum. Over 26 weeks that's up to $13,780 in total. Michigan has no waiting week, benefits can start from your first eligible week.
Michigan against its neighbors
Across the border in Ohio, the weekly cap is $624, $94 a week more than Michigan's $530. That gap doesn't mean you can shop for a better rate: benefits come from the state where your wages were reported, not where you live now.
Worked in a bordering state? Its rules apply instead: Indiana , Ohio , Wisconsin .
Questions about Michigan unemployment
How much does Michigan pay in unemployment?
Between $218 and $530 a week in 2026, based on your prior wages (high quarter). The $530 maximum is a middle-of-the-pack maximum (#31 of 51).
How long does Michigan unemployment last?
Up to 26 weeks14-26; max raised 20->26 by SB40. At the $530 weekly maximum that caps total potential benefits at $13,780. The duration and the weekly amount are set separately, Michigan sizes the check off high quarter but counts weeks on its own rules, so low earners may qualify for fewer weeks, and two people with the same weekly benefit can exhaust at different times.
Is Michigan unemployment taxed?
Federally, yes, it's ordinary income (elect 10% withholding on Form W-4V). Michigan also taxes it on the state return.
Does severance affect my Michigan unemployment?
Filing timing can matter. Some states delay or reduce unemployment while severance is being paid, and the rule varies. Michigan's treatment is not modeled here, confirm the timing with Michigan Unemployment Insurance Agency (UIA) before you file, since it is a real-money decision. Confirm the timing with Michigan Unemployment Insurance Agency (UIA) before you file rather than after, a difference of one week in when the claim starts can change whether a severance payment offsets the benefit. The tax side of the severance itself is on the Michigan severance page.
File with Michigan Unemployment Insurance Agency (UIA). This is an estimate, Michigan Unemployment Insurance Agency (UIA) determines your actual benefit.
Your Michigan layoff toolkit
- Michigan severance tax the tax on your severance
- Runway calculator how long your money lasts
- Michigan paycheck calculator your take-home when you're back at work
- Michigan 1099 tax if you go freelance or contract
An estimate, Michigan's agency determines your actual benefit. Figures from the verified 2026 dataset, last verified 2026-07-24. Nothing you enter is stored. Not tax or legal advice.