2026 tax year · Florida
Rental host taxes in Florida
Airbnb, Turo and the rest report your gross and withhold nothing. The gap between that and what you are taxed on is your costs, in Florida that gap is worth $2,252 in tax.
Take a driver who grossed $39,000 over 18,000 business miles. After mileage at 74.3 cents and the rest of the stack, worked through on the rental host page $10,100 comes off and $28,900 is left as taxable profit. That profit is what Florida and the IRS charge against.
What that leaves you owing in Florida
| Self-employment tax | $4,083 |
| Federal income tax | $861 |
| Florida income tax | $0, no state income tax |
| Total tax | $4,944 |
| Effective rate on gross | 12.7% |
Earning more in Florida
A single filer taking the standard deduction, this work as the only income, the calculator above handles the other filing statuses. Miles rise with earnings, so the deduction rises too, and the effective rate on gross climbs more slowly than it would for someone whose income grew without expenses attached:
| Volume | Gross | Mileage off | Taxable profit | Florida tax | Total tax | Rate on gross |
|---|---|---|---|---|---|---|
| Part-time | $13,000 | $0 | $13,000 | $0 | $1,837 | 14.1% |
| Steady side income | $39,000 | $0 | $39,000 | $0 | $7,196 | 18.5% |
| Full-time | $63,000 | $0 | $63,000 | $0 | $12,729 | 20.2% |
Florida specifics that change the number
Florida's 5.5% corporate income tax touches C-corporations and LLCs that elect corporate treatment, not the self-employed: a sole proprietor files nothing with the state, and a single-member LLC disregarded for federal tax files no separate Florida return either. The first $50,000 of corporate income is exempt even for those that do file.
Local taxes on a Florida let
The income tax below is only part of it. Short-term lets attract occupancy, lodging or transient taxes levied by the city or county rather than Florida, often at rates that dwarf the state income tax. Some platforms collect and remit them; some collect only part; in some places the host is on the hook entirely. That is a local question this calculator cannot answer, and it is the one hosts most often get wrong.
On $28,900 of profit, what the states around Florida would charge:
| State | Its tax | vs Florida |
|---|---|---|
| Alabama | $1,405 | +$1,405 |
| Georgia | $1,500 | +$1,500 |
- Alabama would take $1,405 more, $1,405 against Florida's $0.
- Georgia would take $1,500 more, $1,500 against Florida's $0.
Rental host tax questions in Florida
How much should a Florida host set aside?
About 12.7% of gross on the $39,000 example, $4,944 across self-employment tax, federal income tax and nothing to Florida. In practice that means moving about $127 of every $1,000 payout into a separate account the day it lands, and sending roughly $1,236 to the IRS each quarter, no platform withholds any of this for you. Set aside from each payout rather than finding it in April.
Does the $39,000 on my 1099-NEC match what Florida taxes?
No. Florida taxes profit, not gross. After $10,100 of deductions the taxable figure is $28,900, so there is no Florida tax either way. But the federal side drops by $2,252. The form reports what the platform paid out, it knows nothing about your costs, and no one subtracts them for you. On this example 26% of the gross never becomes taxable income, but only for the host who kept the records to prove it.