2026 tax year · Minnesota
Creator and content taxes in Minnesota
OnlyFans, YouTube, TikTok and the rest report your gross and withhold nothing. The gap between that and what you are actually taxed on is your costs, in Minnesota that gap is worth $1,380 in tax.
Take a driver who grossed $44,000 over 18,000 business miles. After mileage at 74.3 cents and the rest of the stack, worked through on the creator and content page $4,700 comes off and $39,300 is left as taxable profit. That profit is what Minnesota and the IRS charge against.
What that leaves you owing in Minnesota
Minnesota uses graduated 2026 income tax brackets topping out at 9.85%, across 4 brackets, on top of federal income tax and self-employment tax.
| Self-employment tax | $5,553 |
| Federal income tax | $1,713 |
| Minnesota income tax | $2,016 |
| Total tax | $9,281 |
| Effective rate on gross | 21.1% |
Earning more in Minnesota
A single filer taking the standard deduction, this work as the only income, the calculator above handles the other filing statuses. Miles rise with earnings, so the deduction rises too, and the effective rate on gross climbs more slowly than it would for someone whose income grew without expenses attached:
| Volume | Gross | Mileage off | Taxable profit | Minnesota tax | Total tax | Rate on gross |
|---|---|---|---|---|---|---|
| Part-time | $15,000 | $0 | $15,000 | $746 | $2,865 | 19.1% |
| Steady side income | $44,000 | $0 | $44,000 | $2,313 | $10,662 | 24.2% |
| Full-time | $71,000 | $0 | $71,000 | $4,019 | $18,592 | 26.2% |
Switching state opens that state's page.
Enter your numbers and press Calculate to see your 2026 estimate.
Minnesota specifics that change the number
Minnesota is one of the twelve states that still taxes Social Security benefits, which matters if you are drawing benefits alongside self-employment income.
Where creator income is taxed
Creator income is sourced to where you were sitting when you made it, not where the audience or the platform is. Minnesota taxes the lot if you live there. Moving mid-year means splitting the year between two states, and a sponsor paying from another state does not create an obligation there.
On $39,300 of profit, what the states around Minnesota would charge:
| State | Its tax | vs Minnesota |
|---|---|---|
| North Dakota | $0 | −$2,205 |
| South Dakota | No income tax | −$2,205 |
| Iowa | $1,493 | −$711 |
| Wisconsin | $1,696 | −$508 |
- North Dakota would take $2,205 less, $0 against Minnesota's $2,205.
- South Dakota has no income tax at all, so the same work done there costs $2,205 less in state tax than it does in Minnesota.
- Iowa would take $711 less, $1,493 against Minnesota's $2,205.
- Wisconsin would take $508 less, $1,696 against Minnesota's $2,205.
Creator and content tax questions in Minnesota
How much should a Minnesota creator set aside?
About 21.1% of gross on the $44,000 example, $9,281 across self-employment tax, federal income tax and $2,016 to Minnesota. Set aside from each payout rather than finding it in April.
Does the $44,000 on my 1099-NEC match what Minnesota taxes?
No. Minnesota taxes profit, not gross. After $4,700 of deductions the taxable figure is $39,300, so the Minnesota bill is $2,016 rather than what gross alone would suggest.