2026 tax year · Pennsylvania
1099 tax calculator for Pennsylvania
Pennsylvania taxes income at a flat 3.07% for 2026, applied on top of federal income tax and self-employment tax.
Switching state opens that state's page.
Enter your numbers and press Calculate to see your 2026 estimate.
How 1099 tax works in Pennsylvania
Pennsylvania applies a single 3.07% rate to taxable income for 2026, so every extra dollar of 1099 profit is taxed at the same state rate.
On top of that sits the federal layer, which is the same wherever you live: self-employment tax plus federal income tax. The 1099 tax calculator hub works through how that half is built.
Worked example: $50,000 of 1099 income in Pennsylvania
A single filer with $50,000 of net 1099 income and no W-2 wages, taking the standard deduction, owes an estimated:
| Self-employment tax | $7,065 |
| Federal income tax | $2,667 |
| Pennsylvania state income tax | $1,427 |
| Total tax | $11,159 |
| Effective rate | 22.3% |
| After-tax income | $38,841 |
What the rate alone doesn't tell you about Pennsylvania
Pennsylvania also has local income tax that the estimate above does not model, many municipalities levy earned income tax. Philadelphia: 3.75% resident.. Add it separately for where you live and work.
Pennsylvania against the states it borders
On $50,000, Pennsylvania charges $1,535 of state income tax. Of the 6 states it borders, Ohio is the lightest at $659 and New York the most expensive at $2,495, a spread of $1,836 on the same income.
| State | Tax on $50,000 | vs Pennsylvania |
|---|---|---|
| Ohio | $659 | −$876 |
| New Jersey | $1,271 | −$265 |
| West Virginia | $1,529 | −$7 |
| Maryland | $2,323 | +$788 |
| Delaware | $2,376 | +$841 |
| New York | $2,495 | +$960 |
- Ohio would take $876 less, $659 against Pennsylvania's $1,535.
- New Jersey would take $265 less, $1,271 against Pennsylvania's $1,535.
- West Virginia would take $7 less, $1,529 against Pennsylvania's $1,535.
- Maryland would take $788 more, $2,323 against Pennsylvania's $1,535.
- Delaware would take $841 more, $2,376 against Pennsylvania's $1,535.
- New York would take $960 more, $2,495 against Pennsylvania's $1,535.
What this estimate assumes
- Single filer, $16,100 federal standard deduction, net profit after expenses.
- No local income tax is modeled.
- No Pennsylvania credits are applied beyond the deductions in its own rules.
Pennsylvania 1099 tax questions
Does Pennsylvania tax 1099 income?
Yes. Pennsylvania taxes net profit from 1099 work the same way it taxes other income, at a flat 3.07%. On the $50,000 example above the state share is $1,427.
How much should a 1099 worker in Pennsylvania set aside?
About 22% of net profit, based on the $50,000 single-filer example above ($11,159 of federal, self-employment and Pennsylvania state tax combined). Your own rate moves with filing status, other income and deductions, run the calculator with your numbers.
Are there local income taxes in Pennsylvania?
The estimate above models federal, self-employment and state income tax only, it does not include any city, county or school-district income tax. The 2026 dataset carries no local-tax note for Pennsylvania, so check with the municipality where you live and work before relying on the state figure alone.
Does Pennsylvania reciprocity help if I do 1099 work across a state line?
Usually not. Pennsylvania has wage reciprocity with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia (exemption form REV-419), but reciprocity agreements cover wages paid by an employer, not self-employment income. A 1099 worker with income sourced to another state generally still files there and claims a credit at home.
When are quarterly estimated payments due?
Federal 1040-ES payments for the 2026 tax year are due April 15, 2026, June 16, 2026, September 15, 2026, January 15, 2027. Pennsylvania requires its own estimated payments; the 2026 dataset does not yet carry state-specific due dates, so confirm them with the Pennsylvania tax agency.