:root{--ink-900: #0A0B0D;--ink-800: #141619;--ink-700: #1E212A;--stage-text: #ECEDEF;--stage-text-muted: #A2A8B4;--stage-action: #8E86FF;--stage-success: #45D9A0;--stage-warning: #E8B060;--stage-danger: #F98080;--brass: #8E86FF;--brass-ink: #5B4FE9;--brass-line: rgba(142, 134, 255, .22);--color-primary: #14161B;--color-primary-action: #5B4FE9;--color-primary-action-hover: #4A3ED4;--color-background: #F4F5F7;--color-surface: #FFFFFF;--color-text: #14161B;--color-text-muted: #5A616E;--color-border: #E4E7EC;--color-info-bg: #F1F0FE;--color-info-border: #DDD9FB;--color-success: #0E9F6E;--color-success-bg: #E7F7F0;--color-warning: #A65200;--color-warning-bg: #FFF4E5;--color-danger: #B42318;--color-danger-bg: #FDECEC;--font-display: Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-ui: Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-data: Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--radius-sm: 8px;--radius-md: 12px;--radius-lg: 18px;--radius-slab: 6px;--e0: none;--e1: 0 1px 2px rgba(10, 11, 13, .06);--e2: 0 6px 20px rgba(10, 11, 13, .08);--e3: 0 16px 40px rgba(10, 11, 13, .14), 0 3px 8px rgba(10, 11, 13, .08);--e4: 0 32px 72px rgba(10, 11, 13, .3), 0 8px 20px rgba(10, 11, 13, .16);--shadow-focus: 0 0 0 3px rgba(91, 79, 233, .3);--shadow-focus-stage: 0 0 0 3px rgba(142, 134, 255, .42);--ease-out: cubic-bezier(.16, 1, .3, 1);--dur-micro: .14s;--dur-ui: .24s;--dur-reveal: .52s;--space-1: 4px;--space-2: 8px;--space-3: 12px;--space-4: 16px;--space-5: 24px;--space-6: 32px;--space-7: 48px;--space-8: 64px;--space-9: 96px;--space-10: 140px;--ink: var(--color-text);--paper: var(--color-background);--accent: var(--color-primary-action);--g: var(--color-success);--b: var(--color-primary);--p: #7a3b8f;--y: var(--color-warning);--muted: var(--color-text-muted);--border: var(--color-border);--tag-bg: rgba(20, 22, 27, .05);--mono: var(--font-data);--serif: var(--font-ui);--disp: var(--font-ui);--radius: var(--radius-md);--shadow: var(--e2)}.display{font-family:var(--font-display);font-weight:800;letter-spacing:-.03em;line-height:1.03}.eyebrow{font-family:var(--font-ui);font-size:12.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--color-text-muted)}.money{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-ui);background:var(--paper);color:var(--ink);font-size:16.5px;line-height:1.65;min-height:100vh;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}.site-header{background:#0a0b0db8;backdrop-filter:blur(14px) saturate(140%);-webkit-backdrop-filter:blur(14px) saturate(140%);border-bottom:1px solid rgba(255,255,255,.08);position:sticky;top:0;z-index:100}@supports not ((backdrop-filter: blur(1px)) or (-webkit-backdrop-filter: blur(1px))){.site-header{background:var(--ink-900)}}.header-inner{max-width:1180px;margin:0 auto;padding:.8rem 1.5rem;display:flex;align-items:center;justify-content:space-between;gap:1.5rem}.logo{font-family:var(--font-ui);font-size:1.2rem;font-weight:700;color:var(--stage-text);text-decoration:none;letter-spacing:-.02em;white-space:nowrap}.logo-accent{color:var(--stage-action)}.main-nav{display:flex;gap:1.35rem;align-items:center;flex-wrap:wrap;justify-content:flex-end}.main-nav a{position:relative;font-family:var(--font-ui);font-size:14px;font-weight:500;text-transform:none;letter-spacing:0;color:var(--stage-text-muted);text-decoration:none;padding:4px 0;transition:color var(--dur-micro) var(--ease-out)}.main-nav a:after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--stage-action);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform var(--dur-ui) var(--ease-out)}.main-nav a:hover{color:var(--stage-text)}.main-nav a:hover:after{transform:scaleX(1)}.main-nav a:focus-visible{outline:none;color:var(--stage-text);box-shadow:var(--shadow-focus-stage);border-radius:4px}.nav-all{color:var(--stage-action);font-weight:600}.nav-all:hover{color:#fff}main{max-width:1100px;margin:0 auto;padding:2rem 1.5rem 5rem}h1,h2,h3,h4{font-family:var(--font-ui);font-weight:700;letter-spacing:-.02em;line-height:1.18;color:var(--color-text)}h1{font-size:clamp(2rem,4vw,2.9rem);letter-spacing:-.03em}h2{font-size:clamp(1.4rem,3vw,1.95rem);margin:2.75rem 0 1rem;letter-spacing:-.025em}h3{font-size:1.18rem;margin:1.75rem 0 .6rem}p{margin-bottom:1rem;max-width:70ch}a{color:var(--accent)}ul{margin:0 0 1rem 1.25rem}.hero{padding:2.5rem 0 2rem;border-bottom:1px solid var(--border);margin-bottom:2.5rem}.hero-label{font-family:var(--font-ui);font-size:12.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);margin-bottom:.6rem}.hero h1{margin-bottom:.75rem}.hero h1 em{font-style:normal;color:var(--accent)}.tagline{font-size:1.05rem;font-family:var(--font-ui);color:var(--color-text-muted);padding-left:0;border:0;margin:.75rem 0 0;line-height:1.55}.section-label{font-family:var(--font-ui);font-size:12px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--accent);margin-bottom:.5rem}.breadcrumbs{font-family:var(--font-ui);font-size:13px;color:var(--muted);margin-bottom:1.25rem}.breadcrumbs a{color:var(--accent);text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.tile-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px;margin:1.5rem 0}.tile-card{background:var(--color-surface);border:1px solid var(--border);border-radius:var(--radius-md);padding:1.15rem 1.3rem;transition:transform var(--dur-micro) var(--ease-out),box-shadow var(--dur-micro) var(--ease-out),border-color var(--dur-micro) var(--ease-out);text-decoration:none;color:inherit;display:flex;flex-direction:column;gap:4px;box-shadow:var(--e1)}.tile-card:hover{transform:translateY(-2px);box-shadow:var(--e3);border-color:var(--color-info-border)}.tile-name{font-family:var(--font-ui);font-size:15px;font-weight:700;color:var(--color-primary)}.tile-desc{font-size:13px;color:var(--muted);font-family:var(--font-ui);line-height:1.5}.calc-panel{background:var(--color-surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.6rem;margin:1.5rem 0;box-shadow:var(--e2)}.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem 1.25rem}.form-group{display:flex;flex-direction:column}.form-group input,.form-group select{width:100%;min-height:48px;padding:.7rem .85rem;border:1.5px solid var(--color-border);border-radius:var(--radius-sm);font-family:var(--font-ui);font-size:16px;background:var(--color-surface);color:var(--ink);transition:border-color var(--dur-micro) var(--ease-out),box-shadow var(--dur-micro) var(--ease-out)}.form-group input:focus-visible,.form-group select:focus-visible{outline:none;border-color:var(--color-primary-action);box-shadow:var(--shadow-focus)}.form-group label{font-family:var(--font-ui);font-size:14px;text-transform:none;letter-spacing:0;color:var(--color-text);font-weight:600;margin-bottom:6px}.results-box{background:var(--color-surface);color:var(--color-text);border:1px solid var(--color-border);box-shadow:var(--e3);padding:1.75rem;border-radius:var(--radius-lg);margin:1.5rem 0}.results-box h3{color:var(--color-primary);font-family:var(--font-ui);font-weight:700;font-size:1.2rem;margin:0 0 1rem}.result-line{display:flex;justify-content:space-between;align-items:baseline;padding:.5rem 0;border-bottom:1px solid var(--color-border);font-family:var(--font-ui);font-size:15px;font-variant-numeric:tabular-nums}.result-line.total{border-top:2px solid var(--color-primary);border-bottom:none;margin-top:.5rem;padding-top:.8rem;font-weight:700;font-size:19px;color:var(--color-primary)}.result-line .num{color:var(--color-primary);font-weight:600;font-variant-numeric:tabular-nums}.results-note{font-family:var(--font-ui);font-size:12.5px;color:var(--color-text-muted);margin:.75rem 0 0}.data-table{width:100%;border-collapse:collapse;font-size:14.5px;margin:1rem 0;font-family:var(--font-ui);font-variant-numeric:tabular-nums}.data-table th{font-size:11px;letter-spacing:.04em;text-transform:uppercase;font-weight:600;color:var(--muted);text-align:left;padding:9px 10px;border-bottom:1.5px solid var(--color-border)}.data-table td{padding:9px 10px;border-bottom:1px solid var(--border)}.data-table td:last-child{text-align:right;font-variant-numeric:tabular-nums}.data-table tr.total td{font-weight:700;border-top:1.5px solid var(--color-primary);color:var(--color-primary)}.callout{border:1px solid var(--color-info-border);background:var(--color-info-bg);padding:.95rem 1.15rem;margin:1.1rem 0;font-size:15px;line-height:1.6;border-radius:var(--radius-md)}.callout strong{font-family:var(--font-ui);font-size:11px;text-transform:uppercase;letter-spacing:.05em;display:block;margin-bottom:.3rem;color:var(--accent);font-weight:700}.site-footer{border-top:1.5px solid var(--border);padding:2rem 1.5rem}.disclaimer{max-width:1100px;margin:0 auto;color:var(--muted);font-size:.85rem;font-family:var(--font-ui);line-height:1.6}.over-limit{color:var(--color-danger)}.field-note{font-family:var(--font-ui);font-size:12.5px;color:var(--muted);margin:.35rem 0 0;line-height:1.45}.calc-actions{display:flex;align-items:center;gap:.85rem;flex-wrap:wrap;margin:1.25rem 0 1rem}.btn-calculate{font-family:var(--font-ui);font-weight:600;font-size:15px;letter-spacing:0;background:var(--color-primary-action);color:#fff;border:none;border-radius:var(--radius-md);min-height:48px;padding:0 1.7rem;cursor:pointer;transition:background var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out)}.btn-calculate:hover{background:var(--color-primary-action-hover);transform:translateY(-1px)}.btn-calculate:focus-visible{outline:none;box-shadow:var(--shadow-focus)}.stale-note{font-family:var(--font-ui);font-size:12.5px;color:var(--accent)}.results-placeholder{border:1.5px dashed var(--border);border-radius:var(--radius-md);padding:1.7rem;font-family:var(--font-ui);font-size:14px;color:var(--muted);text-align:center;background:var(--color-surface)}.results-placeholder p{margin:0}.results-box.is-stale{opacity:.55}.quarter-table{width:100%;border-collapse:collapse;font-family:var(--font-ui);font-size:13.5px;margin:.5rem 0 1rem;font-variant-numeric:tabular-nums}.quarter-table th{text-align:left;font-weight:600;color:var(--color-text-muted);padding:.35rem .5rem .35rem 0;border-bottom:1px solid var(--color-border)}.quarter-table td{padding:.4rem .5rem .4rem 0;border-bottom:1px solid var(--color-border)}.quarter-table th:last-child,.quarter-table td:last-child,.quarter-table th:nth-child(3),.quarter-table td:nth-child(3){text-align:right}.faq{border-top:1px solid var(--border);padding-top:.9rem;margin-top:1.1rem}.faq h3{margin:0 0 .4rem;font-size:1.05rem}.faq p{margin:0}.link-columns{columns:2;column-gap:2.5rem;font-family:var(--font-ui);font-size:14.5px;list-style:none;margin:1.25rem 0 1.5rem;padding:0}.link-columns li{margin-bottom:.55rem;break-inside:avoid;line-height:1.5;color:var(--color-text-muted)}.link-columns li a{color:var(--color-primary-action);font-weight:600;text-decoration:none}.link-columns li a:hover{color:var(--color-primary-action-hover);text-decoration:underline}.rule-list{margin:1.1rem 0 1.5rem}.rule-list dt{font-family:var(--font-ui);font-weight:700;font-size:1rem;letter-spacing:-.01em;color:var(--color-primary);padding-top:.85rem;border-top:1px solid var(--border)}.rule-list dt:first-child{padding-top:0;border-top:none}.rule-list dd{margin:.3rem 0 .85rem;max-width:70ch;font-size:.96rem;line-height:1.68;color:var(--ink);font-variant-numeric:tabular-nums}.detail-list{list-style:none;margin:1rem 0 1.5rem}.detail-list li{padding:.9rem 0;border-top:1px solid var(--border);display:grid;gap:.25rem;max-width:74ch}.detail-list li:first-child{border-top:none;padding-top:.2rem}.detail-name{font-family:var(--font-ui);font-weight:700;font-size:1rem;letter-spacing:-.01em;color:var(--color-primary);display:flex;align-items:baseline;gap:.5rem;flex-wrap:wrap}.detail-body{font-size:.96rem;line-height:1.68;font-variant-numeric:tabular-nums}.pill{font-family:var(--font-ui);font-size:10.5px;text-transform:uppercase;font-weight:600;letter-spacing:.05em;color:var(--color-primary-action);background:#5b4fe91a;border-radius:5px;padding:.18rem .45rem;white-space:nowrap}.checklist{list-style:none;margin:.5rem 0 0;columns:2;column-gap:2rem}.checklist li{position:relative;padding-left:1.2rem;margin-bottom:.35rem;break-inside:avoid;font-size:.92rem;line-height:1.5}.checklist li:before{content:"";position:absolute;left:0;top:.5em;width:6px;height:6px;border-radius:50%;background:var(--accent)}.deduction-group{margin-top:2.25rem}.deduction-group h2{scroll-margin-top:5rem}.group-lead{color:var(--muted);font-size:.95rem;margin-bottom:.4rem;max-width:70ch}main ul:not(.link-columns):not(.checklist):not(.detail-list):not(.tile-grid),main ol{margin:.75rem 0 1.25rem 1.2rem;max-width:72ch}main ul:not(.link-columns):not(.checklist):not(.detail-list):not(.tile-grid) li,main ol li{margin-bottom:.4rem;line-height:1.68}.callout ul{margin:.5rem 0 .2rem 1.05rem}.callout ul li{margin-bottom:.25rem}.callout p{margin-bottom:.4rem;max-width:70ch}@media(max-width:720px){.checklist{columns:1}}.accordion{margin:1rem 0 1.5rem;border-top:1px solid var(--border);max-width:74ch}.accordion details{border-bottom:1px solid var(--border)}.accordion summary{font-family:var(--font-ui);font-weight:700;font-size:1rem;letter-spacing:-.01em;color:var(--color-primary);padding:.85rem 1.75rem .85rem 0;cursor:pointer;position:relative;list-style:none;transition:color .16s ease}.accordion summary::-webkit-details-marker{display:none}.accordion summary:after{content:"";position:absolute;right:.35rem;top:50%;width:8px;height:8px;margin-top:-6px;border-right:1.5px solid var(--muted);border-bottom:1.5px solid var(--muted);transform:rotate(45deg);transition:transform .2s ease,border-color .16s ease}.accordion details[open] summary:after{transform:rotate(-135deg);margin-top:-2px}.accordion summary:hover{color:var(--accent)}.accordion summary:hover:after{border-color:var(--accent)}.accordion summary:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:2px}.accordion-body{padding:0 0 .9rem}.accordion-body p{margin-bottom:.5rem;font-size:.96rem}.accordion-body p:last-child{margin-bottom:0;font-family:var(--font-ui);font-size:13.5px;color:var(--color-text-muted)}@media(prefers-reduced-motion:reduce){.accordion summary,.accordion summary:after{transition:none}}.source-list{list-style:none;margin:1rem 0 1.5rem;max-width:74ch}.source-list li{padding:.7rem 0;border-top:1px solid var(--border);display:grid;gap:.2rem}.source-list li:first-child{border-top:none}.source-claim{font-size:.95rem;line-height:1.6}.source-cite{font-family:var(--font-ui);font-size:12.5px;display:flex;gap:.5rem;align-items:baseline;flex-wrap:wrap;color:var(--color-text-muted)}.source-cite a{color:var(--accent)}.person-block{border:1px solid var(--border);border-radius:var(--radius-md);padding:1rem 1.1rem 1.1rem;margin:1.1rem 0;background:var(--color-background)}.person-block legend{display:flex;align-items:center;gap:.6rem;padding:0 .4rem}.person-name{font-family:var(--font-ui);font-weight:700;font-size:1rem;border:none;border-bottom:1.5px solid var(--border);background:transparent;padding:.15rem .2rem;width:11rem;color:var(--ink)}.person-name:focus-visible{outline:none;border-bottom-color:var(--accent)}.field-row{display:flex;flex-wrap:wrap;gap:.9rem;margin-bottom:.8rem}.field-row>label,.income-line>label{display:flex;flex-direction:column;gap:.3rem;flex:1 1 11rem;font-family:var(--font-ui);font-size:13px;text-transform:none;letter-spacing:0;color:var(--color-text);font-weight:600}.field-row>label.check{flex-direction:row;align-items:center;gap:.4rem;flex:0 0 auto;text-transform:none;letter-spacing:0;font-size:14px;color:var(--ink);font-weight:500}.income-line>label.wide{flex:1 1 100%}.field-row input,.field-row select,.income-line input,.income-line select{font-family:var(--font-ui);font-size:15px;padding:.55rem .65rem;border:1.5px solid var(--border);border-radius:var(--radius-sm);background:var(--color-surface);color:var(--ink);text-transform:none;letter-spacing:0}.field-row input:focus-visible,.field-row select:focus-visible,.income-line input:focus-visible,.income-line select:focus-visible{outline:none;border-color:var(--color-primary-action);box-shadow:var(--shadow-focus)}.income-line{display:flex;flex-wrap:wrap;gap:.75rem;align-items:flex-end;padding:.8rem 0;border-top:1px solid var(--border)}.income-line .field-note{flex:1 1 100%;margin:0}.btn-secondary{font-family:var(--font-ui);font-size:13px;font-weight:600;letter-spacing:0;background:transparent;color:var(--color-primary);border:1.5px solid var(--color-border);border-radius:var(--radius-sm);padding:.55rem 1.05rem;cursor:pointer;transition:background .16s ease,color .16s ease,border-color .16s ease}.btn-secondary:hover{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}.btn-secondary:focus-visible{outline:none;box-shadow:var(--shadow-focus)}.btn-link{font-family:var(--font-ui);font-size:12.5px;background:none;border:none;color:var(--color-text-muted);cursor:pointer;text-decoration:underline;padding:.3rem .2rem}.btn-link:hover{color:var(--accent)}.btn-link:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.result-notes{margin-top:1rem;padding-top:.9rem;border-top:1px solid var(--color-border);font-size:.92rem;line-height:1.6}.result-notes strong{font-family:var(--font-ui);font-size:11px;text-transform:uppercase;letter-spacing:.05em;display:block;margin-bottom:.4rem;color:var(--color-text-muted);font-weight:700}.result-notes ul{margin:0 0 0 1.05rem}.result-notes li{margin-bottom:.4rem}@media(prefers-reduced-motion:reduce){.btn-secondary{transition:none}}@media(max-width:720px){.income-line>label,.field-row>label{flex:1 1 100%}}.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:.5rem 0 1rem}.comparison-table{min-width:46rem;font-size:13px;font-variant-numeric:tabular-nums}.comparison-table th,.comparison-table td{white-space:nowrap}.comparison-table td:first-child{white-space:normal;min-width:9rem}.comparison-table .pill{margin-left:.4rem}.comparison-cards{display:none}.comparison-card{border:1px solid var(--color-border);border-radius:var(--radius-md);padding:.95rem 1rem;margin-bottom:.8rem;background:var(--color-surface)}.comparison-card.is-operating{border-color:var(--color-primary-action);box-shadow:var(--e2)}.comparison-card h4{font-family:var(--font-ui);font-weight:700;font-size:.98rem;margin:0 0 .3rem;color:var(--color-primary)}.card-total{font-family:var(--font-ui);font-size:1.2rem;font-weight:700;margin:0 0 .6rem;font-variant-numeric:tabular-nums;color:var(--color-primary)}.card-total span{font-size:.72rem;opacity:.7;font-weight:500}.comparison-card dl{display:grid;grid-template-columns:1fr auto;gap:.18rem .8rem;font-family:var(--font-ui);font-size:12.5px;margin:0;font-variant-numeric:tabular-nums}.comparison-card dt{color:var(--color-text-muted)}.comparison-card dd{margin:0;text-align:right;font-variant-numeric:tabular-nums}.card-note{font-size:12.5px;line-height:1.5;margin:.6rem 0 0;color:var(--color-text-muted)}@media(max-width:900px){.table-scroll{display:none}.comparison-cards{display:block}}@media(max-width:720px){.header-inner{flex-direction:column;align-items:flex-start;gap:.55rem;padding:.7rem 1.2rem}.logo{font-size:1.1rem}.main-nav{gap:.5rem 1rem;width:100%;justify-content:flex-start}.main-nav a{font-size:13px}.data-table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}.data-table thead,.data-table tbody{display:table;width:100%;min-width:22rem}}@media(max-width:720px){main{padding:1.25rem 1rem 4rem}.hero{padding:1.75rem 0 1.25rem}.calc-panel{padding:1.25rem}.link-columns{columns:1}}.share-card{background:linear-gradient(135deg,var(--color-primary-action) 0%,#7A6BF0 100%);color:#fff;border-radius:var(--radius-lg);padding:1.5rem 1.75rem;margin:1rem 0;text-align:center;box-shadow:var(--e3)}.share-label{font-family:var(--font-ui);font-size:11px;letter-spacing:.08em;text-transform:uppercase;opacity:.9;margin:0 0 .3rem;font-weight:600}.share-figure{font-family:var(--font-ui);font-size:2.6rem;font-weight:800;line-height:1;margin:0;font-variant-numeric:tabular-nums;letter-spacing:-.02em}.share-sub{font-size:14px;opacity:.95;margin:.45rem 0 0}.share-card a{color:#fff}.methodology{border:1px solid var(--border);border-radius:var(--radius-md);margin:1rem 0;padding:0 1.1rem}.methodology summary{cursor:pointer;padding:.85rem 0;font-weight:600;font-size:14.5px}.methodology p{font-size:14px;line-height:1.6;margin:0 0 .75rem}.methodology .src{color:var(--muted);font-size:12.5px}.ask-set{border:1.5px solid var(--border);border-radius:var(--radius-sm);padding:.75rem 1rem;margin:1rem 0;display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.ask-set legend{font-family:var(--font-ui);font-size:12px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);padding:0 .4rem;font-weight:600}.ask-check{display:inline-flex;align-items:center;gap:.4rem;font-size:14.5px}.email-subject{font-size:14.5px;margin-bottom:.5rem}.email-body{white-space:pre-wrap;font-family:var(--font-ui);font-size:15px;line-height:1.6;background:var(--color-surface);border:1px solid var(--border);border-radius:var(--radius-sm);padding:1rem;margin:.25rem 0 .75rem;overflow-x:auto}.btn-copy{font-family:var(--font-ui);font-size:12.5px;font-weight:600;padding:.45rem .95rem;border:1.5px solid var(--accent);background:var(--color-surface);color:var(--accent);border-radius:var(--radius-sm);cursor:pointer}.btn-copy:hover{background:var(--accent);color:#fff}.rate-bar-row{display:grid;grid-template-columns:1fr 2fr auto;align-items:center;gap:.6rem;padding:.35rem 0;font-family:var(--font-ui);font-size:13px;font-variant-numeric:tabular-nums}.rate-bar-label{color:var(--color-text-muted)}.rate-bar-track{background:#14161b14;border-radius:4px;height:12px;overflow:hidden}.rate-bar-fill{display:block;height:100%;background:var(--color-primary-action);border-radius:4px}.rate-bar-row .num{color:var(--color-primary);font-weight:600}.mode-toggle{display:inline-flex;border:1.5px solid var(--border);border-radius:var(--radius-sm);overflow:hidden;margin-bottom:1.25rem}.mode-toggle button{font-family:var(--font-ui);font-size:13px;font-weight:500;text-transform:none;letter-spacing:0;padding:.55rem 1.15rem;background:var(--color-surface);color:var(--muted);border:none;cursor:pointer}.mode-toggle button[aria-pressed=true]{background:var(--color-primary);color:#fff}.rule-list{list-style:none;margin:1.25rem 0 0;padding:0;display:flex;flex-direction:column;gap:.6rem}.rule-item{border:1px solid var(--border);border-left:3px solid var(--border);background:var(--color-surface);border-radius:var(--radius-sm);padding:.8rem 1rem}.rule-item.ok{border-left-color:var(--color-success)}.rule-item.warning{border-left-color:var(--color-warning);background:var(--color-warning-bg)}.rule-item.action{border-left-color:var(--color-primary-action)}.rule-item.info{border-left-color:var(--muted)}.rule-title{font-family:var(--font-ui);font-weight:700;font-size:14.5px;margin-bottom:.2rem;color:var(--color-primary)}.rule-detail{font-size:14px;line-height:1.55;margin:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}body{overflow-x:hidden}.stage{width:100vw;margin-inline:calc(50% - 50vw);background:var(--ink-900);color:var(--stage-text)}.stage-inner{max-width:1100px;margin-inline:auto;padding-inline:1.5rem}.stage a{color:var(--stage-action)}.stage .eyebrow{color:var(--stage-text-muted)}.stage-hero{margin-top:-2rem;margin-bottom:var(--space-7);padding-block:var(--space-9);background:radial-gradient(80% 120% at 88% 8%,rgba(91,79,233,.16) 0%,transparent 55%),radial-gradient(120% 90% at 10% -10%,var(--ink-700) 0%,var(--ink-900) 60%)}.hero-grid{max-width:1100px;margin-inline:auto;padding-inline:1.5rem;display:grid;grid-template-columns:1.02fr 1fr;gap:var(--space-8);align-items:center}.hero-copy h1.display{font-size:clamp(2.6rem,5.4vw,4.5rem);color:var(--stage-text);margin:.6rem 0 1rem;max-width:15ch}.hero-copy h1.display em{font-style:normal;color:var(--stage-action)}.ds-caption{font-family:var(--font-ui);font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--stage-text-muted);margin:0 0 .5rem}.ds-display{font-family:var(--font-ui);font-weight:700;letter-spacing:-.02em;font-size:clamp(1.75rem,3.4vw,2.4rem);line-height:1.1;color:var(--stage-text);margin:0 0 var(--space-4)}.ds-display .ds-fig{white-space:nowrap;font-variant-numeric:tabular-nums}.ds-display .ds-fig-kept{color:var(--stage-success)}.hero-sub{font-size:1.2rem;line-height:1.5;color:var(--stage-text);max-width:46ch;margin:0 0 1.1rem}.hero-trust{font-family:var(--font-ui);font-size:13.5px;color:var(--stage-text-muted);margin:0 0 1.6rem}.hero-cta{display:inline-flex;align-items:center;gap:.5rem;min-height:50px;padding:0 1.6rem;background:var(--color-primary-action);color:#fff;border-radius:var(--radius-md);font-family:var(--font-ui);font-weight:600;font-size:15.5px;text-decoration:none;box-shadow:0 8px 24px #5b4fe959;transition:background var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out),box-shadow var(--dur-micro) var(--ease-out)}.hero-cta:hover{background:var(--color-primary-action-hover);transform:translateY(-2px);box-shadow:0 12px 32px #5b4fe973}.stage .hero-cta:focus-visible{outline:none;box-shadow:var(--shadow-focus-stage)}@media(prefers-reduced-motion:reduce){.hero-cta:hover{transform:none}}.hero-actions{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap}.stage .hero-secondary{font-family:var(--font-ui);font-size:15px;font-weight:600;color:var(--stage-text);text-decoration:none;white-space:nowrap;transition:color var(--dur-micro) var(--ease-out)}.stage .hero-secondary:hover{color:var(--stage-action)}.stage .hero-secondary:focus-visible{outline:none;box-shadow:var(--shadow-focus-stage);border-radius:4px}.ds{display:flex;flex-direction:column;gap:var(--space-4)}.ds-inputs{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-3)}.ds-field{display:flex;flex-direction:column;gap:.35rem}.ds-field span{font-family:var(--font-ui);font-size:12px;letter-spacing:.02em;font-weight:600;text-transform:none;color:var(--stage-text-muted)}.ds-field input,.ds-field select{min-height:46px;padding:.5rem .65rem;font-family:var(--font-ui);font-size:15px;color:var(--stage-text);background:var(--ink-800);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius-sm)}.ds-field input:focus-visible,.ds-field select:focus-visible{outline:none;border-color:var(--stage-action);box-shadow:var(--shadow-focus-stage)}.ds-field select{appearance:none}.ds-card{background:var(--color-surface);border-radius:var(--radius-lg);box-shadow:var(--e4);overflow:hidden;border:1px solid rgba(255,255,255,.06)}.ds-bar{display:flex;height:10px;width:100%;background:var(--color-background)}.ds-bar span{display:block;height:100%}.ds-bar .seg-home{background:var(--color-success)}.ds-bar .seg-se{background:#c7b8ff}.ds-bar .seg-fed{background:#a896ff}.ds-bar .seg-state{background:#8471f0}.ds-table{width:100%;border-collapse:collapse;font-family:var(--font-ui);font-size:15px;font-variant-numeric:tabular-nums}.ds-table th,.ds-table td{padding:.7rem 1.1rem;text-align:left;color:var(--color-text)}.ds-table th[scope=row]{font-weight:500;color:var(--color-text-muted)}.ds-table td{text-align:right;font-variant-numeric:tabular-nums;font-weight:600;color:var(--color-text)}.ds-table tr+tr th,.ds-table tr+tr td{border-top:1px solid var(--color-border)}.ds-table tr:first-child th,.ds-table tr:first-child td{padding-top:1rem}.ds-table tr:first-child th[scope=row]{color:var(--color-primary);font-weight:700}.ds-table .ds-table-total th,.ds-table .ds-table-total td{border-top:2px solid var(--color-primary);padding-top:1rem;padding-bottom:1.1rem}.ds-table .ds-table-total th{font-family:var(--font-ui);font-weight:700;font-size:1.05rem;color:var(--color-primary)}.ds-table .ds-table-total td{color:var(--color-success);font-weight:800;font-size:1.7rem;letter-spacing:-.02em}.ds-live{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}@media(max-width:860px){.hero-grid{grid-template-columns:1fr;gap:var(--space-6)}.hero-copy h1.display{max-width:none}}@media(max-width:560px){.ds-inputs{grid-template-columns:1fr}}.stage-proof{padding-block:var(--space-8)}.proof-eyebrow{color:var(--stage-action);margin-bottom:var(--space-5)}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-4)}.proof-card{background:var(--ink-800);border:1px solid rgba(255,255,255,.06);border-radius:var(--radius-md);padding:var(--space-5)}.proof-card .eyebrow{color:var(--stage-action);margin-bottom:.6rem}.proof-card p{color:var(--stage-text);font-size:14.5px;line-height:1.55;margin:0;max-width:none}.proof-stamp{font-family:var(--font-ui);font-size:12.5px;color:var(--stage-text-muted);margin:var(--space-5) 0 0}@media(max-width:860px){.proof-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.proof-grid{grid-template-columns:1fr}}.lanes{margin:var(--space-8) 0}.lane-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-4);margin-top:var(--space-5)}.lane-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e1);padding:var(--space-5);display:flex;flex-direction:column;gap:.55rem;transition:box-shadow var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out),border-color var(--dur-micro) var(--ease-out)}.lane-card:hover{box-shadow:var(--e3);transform:translateY(-3px);border-color:var(--color-info-border)}.lane-card h3{font-family:var(--font-ui);font-weight:700;font-size:1.08rem;margin:0;color:var(--color-primary)}.lane-links{display:flex;flex-direction:column;gap:.35rem;margin:0;max-width:none}.lane-links a{font-family:var(--font-ui);font-size:15px;font-weight:500;color:var(--color-primary-action);text-decoration:none}.lane-links a:hover{text-decoration:underline}.lane-more{margin-top:auto;font-family:var(--font-ui);font-size:13px;font-weight:600;color:var(--color-text-muted);text-decoration:none}.lane-more:hover{color:var(--color-primary-action)}@media(max-width:860px){.lane-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.lane-grid{grid-template-columns:1fr}}.stage-chain{padding-block:var(--space-8)}.stage-chain h2.display{color:var(--stage-text);font-size:clamp(1.9rem,3.5vw,2.6rem);margin:0 0 .5rem}.chain-lead{color:var(--stage-text-muted);margin:0 0 var(--space-5);max-width:52ch}.chain-group-label{font-family:var(--font-ui);font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--stage-action);margin:var(--space-7) 0 var(--space-4)}.stage-chain .chain-group-label:first-of-type{margin-top:var(--space-4)}.chain{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:var(--space-4)}.chain-node{flex:1 1 190px;position:relative}.chain-node a{display:block;height:100%;background:var(--ink-800);border:1px solid rgba(255,255,255,.06);border-radius:var(--radius-md);padding:var(--space-4);color:var(--stage-text);text-decoration:none;font-family:var(--font-ui);font-weight:600;line-height:1.35;transition:transform var(--dur-micro) var(--ease-out),border-color var(--dur-micro) var(--ease-out)}.chain-node a:hover{transform:translateY(-2px);border-color:var(--brass-line)}.stage-chain a:focus-visible{outline:none;box-shadow:var(--shadow-focus-stage);border-radius:var(--radius-md)}.chain-node:not(:last-child):after{content:"→";position:absolute;right:calc(var(--space-4) / -2 - .35rem);top:50%;transform:translateY(-50%);color:var(--stage-action);font-family:var(--font-ui);font-size:16px;font-weight:700}@media(max-width:640px){.chain{flex-direction:column}.chain-node:not(:last-child):after{content:"↓";right:auto;left:50%;top:auto;bottom:calc(var(--space-4) / -2 - .35rem);transform:translate(-50%)}}.site-footer{background:var(--ink-900);border-top:1px solid rgba(255,255,255,.08);padding:var(--space-7) 1.5rem;margin-top:var(--space-8)}.site-footer .disclaimer{color:var(--stage-text-muted)}.site-footer .disclaimer a{color:var(--stage-action)}.sticky-bar{position:fixed;left:0;right:0;bottom:0;z-index:200;height:66px;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:0 1.5rem;color:var(--stage-text);background:#0a0b0dd1;backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-top:1px solid rgba(255,255,255,.1);box-shadow:var(--e4)}@supports not ((backdrop-filter: blur(12px)) or (-webkit-backdrop-filter: blur(12px))){.sticky-bar{background:var(--ink-900)}}.sticky-fig{font-family:var(--font-ui);font-weight:700;font-size:1.15rem;display:flex;align-items:baseline;gap:.4rem;font-variant-numeric:tabular-nums}.sticky-fig .sticky-sub{font-family:var(--font-ui);font-size:12.5px;font-weight:400;color:var(--stage-text-muted)}.sticky-cta{min-height:44px;display:inline-flex;align-items:center;padding:0 1.15rem;background:var(--color-primary-action);color:#fff;border-radius:var(--radius-md);font-family:var(--font-ui);font-weight:600;font-size:14px;text-decoration:none;white-space:nowrap}.sticky-cta:hover{background:var(--color-primary-action-hover)}.sticky-bar a:focus-visible{outline:none;box-shadow:var(--shadow-focus-stage)}@media(min-width:861px){.sticky-bar{top:0;bottom:auto;border-top:none;border-bottom:1px solid rgba(255,255,255,.1)}}.next-q{margin:var(--space-8) 0 0}.next-q-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-4);margin-top:var(--space-5)}.next-q-card{display:flex;flex-direction:column;gap:.35rem;background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);box-shadow:var(--e1);padding:var(--space-5);text-decoration:none;transition:box-shadow var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out),border-color var(--dur-micro) var(--ease-out)}.next-q-card:hover{box-shadow:var(--e3);transform:translateY(-2px);border-color:var(--color-info-border)}.next-q-label{font-family:var(--font-ui);font-weight:700;font-size:1.08rem;color:var(--color-primary)}.next-q-note{font-size:14px;line-height:1.5;color:var(--color-text-muted)}.next-q-go{margin-top:.2rem;font-family:var(--font-ui);font-size:13px;font-weight:600;color:var(--color-primary-action)}@media(max-width:560px){.next-q-grid{grid-template-columns:1fr}}.proof-strip{margin:var(--space-6) 0 var(--space-8);padding:var(--space-6);background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e1)}.proof-strip-eyebrow{color:var(--color-primary-action);margin-bottom:var(--space-4)}.proof-line{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-5)}.proof-line li{font-size:14px;line-height:1.55;color:var(--color-text-muted);padding-left:var(--space-5);border-left:1px solid var(--color-border)}.proof-line li:first-child{padding-left:0;border-left:none}.proof-line li span{display:block;color:var(--color-primary);font-weight:700;letter-spacing:-.01em;margin-bottom:.25rem;font-size:15px}.proof-strip .proof-stamp{color:var(--color-text-muted);margin:var(--space-5) 0 0}@media(max-width:860px){.proof-line{grid-template-columns:repeat(2,1fr);row-gap:var(--space-5)}}@media(max-width:520px){.proof-line{grid-template-columns:1fr}.proof-line li{padding-left:0;border-left:none}}.section-head{margin:0 0 var(--space-5)}.section-head .eyebrow{color:var(--color-primary-action);margin-bottom:.5rem}.section-head h2.display{font-size:clamp(1.9rem,4vw,3rem);margin:0;color:var(--color-primary)}.situations{margin:var(--space-9) 0}.ed-rows{list-style:none;margin:0;padding:0}.ed-row{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:var(--space-4) var(--space-6);padding:var(--space-6) 0;border-top:1px solid var(--color-border);transition:padding-left var(--dur-ui) var(--ease-out)}.ed-row:last-child{border-bottom:1px solid var(--color-border)}.ed-index{font-family:var(--font-display);font-weight:800;line-height:1;font-size:clamp(2.4rem,5vw,4rem);letter-spacing:-.05em;font-variant-numeric:tabular-nums;color:var(--color-border);transition:color var(--dur-ui) var(--ease-out);align-self:center;min-width:2.2ch}.ed-body{min-width:0}.ed-title{font-family:var(--font-display);font-weight:700;font-size:clamp(1.25rem,2.4vw,1.7rem);letter-spacing:-.02em;color:var(--color-primary);margin:0 0 .5rem;line-height:1.15}.ed-links{display:flex;flex-wrap:wrap;gap:.35rem 1.4rem;margin:0;max-width:none}.ed-links a{font-family:var(--font-ui);font-size:15.5px;font-weight:500;color:var(--color-primary-action);text-decoration:none;position:relative;transition:color var(--dur-micro) var(--ease-out)}.ed-links a:hover{color:var(--color-primary-action-hover);text-decoration:underline}.ed-more{font-family:var(--font-ui);font-size:13.5px;font-weight:600;color:var(--color-text-muted);text-decoration:none;white-space:nowrap;transition:color var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out)}.ed-row:hover{padding-left:var(--space-4)}.ed-row:hover .ed-index{color:var(--color-primary-action)}.ed-row:hover .ed-more{color:var(--color-primary-action);transform:translate(3px)}@media(prefers-reduced-motion:reduce){.ed-row,.ed-row:hover{padding-left:0}.ed-row:hover .ed-more{transform:none}}@media(max-width:640px){.ed-row{grid-template-columns:auto 1fr;gap:var(--space-3) var(--space-4)}.ed-more{grid-column:1 / -1;padding-left:calc(2.2ch + var(--space-4))}}.ed-catchall{margin:var(--space-5) 0 0;font-family:var(--font-ui);font-size:15px;color:var(--color-text-muted)}.ed-catchall a{font-weight:600;color:var(--color-primary-action);text-decoration:none;transition:color var(--dur-micro) var(--ease-out)}.ed-catchall a:hover{color:var(--color-primary-action-hover);text-decoration:underline}.why{margin:var(--space-9) 0 var(--space-4)}.why-lead{font-size:1.1rem;line-height:1.72;color:var(--color-text);max-width:68ch;margin:0}.why-blocks{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-4);margin-top:var(--space-6)}.why-block{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e1);padding:var(--space-5)}.why-block-title{font-family:var(--font-display);font-weight:700;font-size:1.05rem;letter-spacing:-.01em;color:var(--color-primary);margin:0 0 .4rem}.why-block-body{font-size:14.5px;line-height:1.55;color:var(--color-text-muted);margin:0;max-width:none}@media(max-width:720px){.why-blocks{grid-template-columns:1fr}}.figures-band{margin:var(--space-8) 0;padding:var(--space-8) var(--space-6);background:linear-gradient(180deg,var(--color-info-bg) 0%,var(--color-surface) 100%);border:1px solid var(--color-info-border);border-radius:var(--radius-lg)}.figures-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6);text-align:center}.figure-num{font-family:var(--font-display);font-weight:800;line-height:.95;font-size:clamp(3rem,8vw,5.5rem);letter-spacing:-.05em;color:var(--color-primary);margin:0 0 .6rem;font-variant-numeric:tabular-nums}.figure-num em{font-style:normal;color:var(--color-primary-action);font-size:.55em;letter-spacing:-.02em}.figure-label{font-family:var(--font-ui);font-size:13.5px;color:var(--color-text-muted);letter-spacing:.01em;margin:0;max-width:22ch;margin-inline:auto}@media(max-width:640px){.figures-grid{grid-template-columns:1fr;gap:var(--space-7)}}.hub-hero{margin:var(--space-4) 0 var(--space-7);padding:var(--space-6) var(--space-7);border-radius:var(--radius-lg);background:radial-gradient(90% 160% at 96% 0%,rgba(69,217,160,.1) 0%,transparent 48%),radial-gradient(130% 130% at 2% -30%,var(--ink-700) 0%,var(--ink-900) 58%);box-shadow:var(--e2)}.hub-hero-eyebrow{display:inline-block;font-family:var(--font-ui);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--stage-success);background:#45d9a01f;border:1px solid rgba(69,217,160,.28);border-radius:999px;padding:.28rem .7rem;margin-bottom:var(--space-3)}.hub-hero-title{font-size:clamp(1.9rem,3.6vw,2.7rem);color:var(--stage-text);margin:0 0 var(--space-3);max-width:24ch;line-height:1.08}.hub-hero-blurb{font-size:1.08rem;line-height:1.55;color:var(--stage-text-muted);max-width:70ch;margin:0}.hub-grid-section{margin:var(--space-8) 0}.hub-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-4);margin-top:var(--space-5)}@media(max-width:640px){.hub-grid{grid-template-columns:1fr}}.hub-card{position:relative;display:flex;flex-direction:column;gap:.5rem;background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e1);padding:var(--space-5);text-decoration:none;color:inherit;transition:transform var(--dur-micro) var(--ease-out),box-shadow var(--dur-micro) var(--ease-out),border-color var(--dur-micro) var(--ease-out)}.hub-card:hover{transform:translateY(-2px);box-shadow:var(--e3);border-color:var(--color-info-border)}.hub-card:focus-visible{outline:none;box-shadow:var(--shadow-focus);border-color:var(--color-primary-action)}.hub-card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:.35rem}.hub-card-icon{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:var(--radius-md);background:var(--color-info-bg);color:var(--color-primary-action)}.hub-card-icon svg{width:23px;height:23px}.hub-card-icon.t-iris{background:#eeecfc;color:#5b4fe9}.hub-card-icon.t-amber{background:#fcf0dd;color:#b4690e}.hub-card-icon.t-mint{background:#e3f6ee;color:#0e9f6e}.hub-card-icon.t-teal{background:#ddf3f1;color:#0e8c86}.hub-card-icon.t-violet{background:#f0e9fb;color:#7a3ed1}.hub-card-icon.t-rose{background:#fbe7e7;color:#c0362b}.hub-card-chev{width:20px;height:20px;color:var(--color-text-muted);flex:none;transition:color var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out)}.hub-card:hover .hub-card-chev{color:var(--color-primary-action);transform:translate(3px)}.hub-card-title{font-family:var(--font-ui);font-weight:700;font-size:1.12rem;letter-spacing:-.01em;color:var(--color-primary)}.hub-card-desc{font-size:14.5px;line-height:1.55;color:var(--color-text-muted);max-width:none}.hub-card-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.55rem}.hub-tag{font-family:var(--font-ui);font-size:11.5px;font-weight:600;letter-spacing:0;color:var(--color-text-muted);background:var(--color-background);border:1px solid var(--color-border);border-radius:6px;padding:.2rem .5rem;white-space:nowrap}@media(prefers-reduced-motion:reduce){.hub-card:hover,.hub-card:hover .hub-card-chev{transform:none}}.hub-banner{margin:var(--space-8) 0;padding:var(--space-8) var(--space-6);border-radius:var(--radius-lg);text-align:center;display:flex;flex-direction:column;align-items:center;gap:var(--space-4);background:radial-gradient(70% 160% at 50% -10%,rgba(69,217,160,.16) 0%,transparent 55%),radial-gradient(90% 140% at 100% 100%,rgba(91,79,233,.2) 0%,transparent 55%),linear-gradient(120deg,#14243A 0%,var(--ink-900) 72%);box-shadow:var(--e2)}.hub-banner-title{font-size:clamp(1.7rem,3.4vw,2.6rem);color:var(--stage-text);margin:0}.hub-banner-sub{color:var(--stage-text-muted);font-size:1.08rem;line-height:1.55;margin:0;max-width:56ch}.hub-banner-cta{display:inline-flex;align-items:center;min-height:48px;padding:0 1.6rem;margin-top:.35rem;background:var(--color-primary-action);color:#fff;border-radius:var(--radius-md);font-family:var(--font-ui);font-weight:600;font-size:15px;text-decoration:none;box-shadow:0 8px 24px #5b4fe959;transition:background var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out)}.hub-banner-cta:hover{background:var(--color-primary-action-hover);transform:translateY(-2px)}.hub-banner-cta:focus-visible{outline:none;box-shadow:var(--shadow-focus-stage)}@media(prefers-reduced-motion:reduce){.hub-banner-cta:hover{transform:none}}.hub-why{margin:var(--space-8) 0 var(--space-4)}.hub-why-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e1);padding:var(--space-6) var(--space-6);display:flex;align-items:center;justify-content:space-between;gap:var(--space-6) var(--space-7);flex-wrap:wrap}.hub-why-text{flex:1 1 34rem;min-width:0}.hub-why-title{font-family:var(--font-display);font-weight:800;letter-spacing:-.025em;font-size:clamp(1.4rem,2.8vw,1.9rem);color:var(--color-primary);margin:0 0 var(--space-3)}.hub-why-body{font-size:1rem;line-height:1.68;color:var(--color-text-muted);max-width:64ch;margin:0}.hub-why-body p{max-width:64ch;margin-bottom:.75rem}.hub-why-body p:last-child{margin-bottom:0}.hub-why-cta{flex:none;display:inline-flex;align-items:center;min-height:50px;padding:0 1.7rem;background:var(--color-primary-action);color:#fff;border-radius:var(--radius-md);font-family:var(--font-ui);font-weight:600;font-size:15px;text-decoration:none;white-space:nowrap;box-shadow:0 8px 24px #5b4fe940;transition:background var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out)}.hub-why-cta:hover{background:var(--color-primary-action-hover);transform:translateY(-1px)}.hub-why-cta:focus-visible{outline:none;box-shadow:var(--shadow-focus)}@media(prefers-reduced-motion:reduce){.hub-why-cta:hover{transform:none}}.calc-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:var(--space-5);align-items:start;margin:var(--space-6) 0}.calc-col-right{display:flex;flex-direction:column;gap:var(--space-4);position:sticky;top:5rem}@media(max-width:900px){.calc-layout{grid-template-columns:1fr}.calc-col-right{position:static}}.calc-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e1);padding:var(--space-6)}.calc-card-head{display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);margin-bottom:var(--space-5);flex-wrap:wrap}.calc-card-title{font-family:var(--font-display);font-weight:700;font-size:1.25rem;letter-spacing:-.02em;color:var(--color-primary);margin:0}.calc-badge{display:inline-flex;align-items:center;gap:.35rem;font-family:var(--font-ui);font-size:12px;font-weight:600;color:var(--color-success);background:var(--color-success-bg);border-radius:999px;padding:.28rem .7rem}.calc-badge svg{width:14px;height:14px}.calc-field{display:flex;flex-direction:column;margin-bottom:var(--space-4)}.calc-field label{font-family:var(--font-ui);font-size:14px;font-weight:600;color:var(--color-text);margin-bottom:6px}.calc-field-row{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-4)}@media(max-width:520px){.calc-field-row{grid-template-columns:1fr}}.calc-input-wrap{position:relative;display:flex;align-items:center}.calc-input-prefix{position:absolute;left:.85rem;color:var(--color-text-muted);font-size:15px;pointer-events:none}.calc-field input,.calc-field select{width:100%;min-height:48px;padding:.7rem .85rem;border:1.5px solid var(--color-border);border-radius:var(--radius-sm);font-family:var(--font-ui);font-size:16px;background:var(--color-surface);color:var(--color-text);font-variant-numeric:tabular-nums;transition:border-color var(--dur-micro) var(--ease-out),box-shadow var(--dur-micro) var(--ease-out)}.calc-input-wrap input{padding-left:1.8rem}.calc-field input:focus-visible,.calc-field select:focus-visible{outline:none;border-color:var(--color-primary-action);box-shadow:var(--shadow-focus)}.calc-field-note{font-family:var(--font-ui);font-size:12.5px;color:var(--color-text-muted);margin:.35rem 0 0}.calc-divider{border:none;border-top:1px solid var(--color-border);margin:var(--space-5) 0}.calc-subhead{display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);margin-bottom:.4rem}.calc-subhead h4{font-family:var(--font-ui);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--color-text);margin:0}.calc-flag{display:flex;gap:.6rem;align-items:flex-start;margin-top:var(--space-4);background:var(--color-warning-bg);border:1px solid #F2E0C0;border-radius:var(--radius-md);padding:.85rem 1rem}.calc-flag svg{width:18px;height:18px;color:var(--color-warning);flex:none;margin-top:1px}.calc-flag-body{font-size:13.5px;line-height:1.5;color:var(--color-text)}.calc-flag-body strong{display:block;color:var(--color-warning);font-weight:700;margin-bottom:.1rem}.calc-result{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--e2);overflow:hidden}.calc-result-head{background:var(--ink-900);color:var(--stage-text);padding:var(--space-5) var(--space-6)}.calc-result-head h3{font-family:var(--font-ui);font-weight:700;font-size:1.15rem;color:var(--stage-text);margin:0;letter-spacing:-.01em}.calc-result-body{padding:var(--space-5) var(--space-6) var(--space-6)}.calc-net{background:var(--color-success-bg);border:1px solid #CBEBDD;border-radius:var(--radius-md);padding:var(--space-5);text-align:center;margin-bottom:var(--space-5)}.calc-net-label{font-family:var(--font-ui);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-success);margin:0 0 .3rem}.calc-net-num{font-family:var(--font-display);font-weight:800;font-size:clamp(2.2rem,5vw,2.9rem);letter-spacing:-.03em;color:var(--color-success);margin:0;font-variant-numeric:tabular-nums;line-height:1}.calc-net-sub{font-family:var(--font-ui);font-size:12.5px;color:var(--color-text-muted);margin:.45rem 0 0}.calc-rows{margin:0}.calc-row{display:flex;align-items:baseline;justify-content:space-between;gap:var(--space-4);padding:.7rem 0;border-bottom:1px solid var(--color-border);font-family:var(--font-ui);font-size:15px;font-variant-numeric:tabular-nums}.calc-row .calc-row-label{color:var(--color-text);display:inline-flex;align-items:center;gap:.35rem}.calc-row .calc-row-val{font-weight:600;color:var(--color-primary)}.calc-row-total{margin-top:.5rem;padding:.9rem 1rem;border-bottom:none;background:var(--color-background);border-radius:var(--radius-sm)}.calc-row-total .calc-row-label{font-weight:700;color:var(--color-primary)}.calc-row-total .calc-row-val{font-weight:800;font-size:1.3rem;color:var(--color-primary)}.calc-eff{font-family:var(--font-ui);font-size:12.5px;color:var(--color-text-muted);text-align:center;margin:var(--space-4) 0 var(--space-5)}.calc-eff strong{color:var(--color-primary)}.calc-cta{display:flex;align-items:center;justify-content:center;width:100%;min-height:50px;background:#0e8c86;color:#fff;border:none;border-radius:var(--radius-md);font-family:var(--font-ui);font-weight:600;font-size:15px;cursor:pointer;text-decoration:none;transition:background var(--dur-micro) var(--ease-out),transform var(--dur-micro) var(--ease-out)}.calc-cta:hover{background:#0b736e;transform:translateY(-1px)}.calc-cta:focus-visible{outline:none;box-shadow:0 0 0 3px #0e8c8659}.calc-source{font-family:var(--font-ui);font-size:12px;color:var(--color-text-muted);text-align:center;margin:var(--space-4) 0 0}.calc-details{margin-top:var(--space-4);border-top:1px solid var(--color-border)}.calc-details summary{font-family:var(--font-ui);font-size:13.5px;font-weight:600;color:var(--color-primary-action);cursor:pointer;padding:.8rem 0 .2rem;list-style:none}.calc-details summary::-webkit-details-marker{display:none}.calc-details .result-line{font-size:14px}.calc-promo{background:var(--ink-900);color:var(--stage-text);border-radius:var(--radius-lg);padding:var(--space-5)}.calc-promo-title{font-family:var(--font-ui);font-weight:700;font-size:1rem;color:var(--stage-text);margin:0 0 .3rem}.calc-promo-sub{font-size:13.5px;line-height:1.5;color:var(--stage-text-muted);margin:0 0 .7rem}.calc-promo-link{font-family:var(--font-ui);font-size:14px;font-weight:600;color:var(--stage-action);text-decoration:none;display:inline-flex;align-items:center;gap:.4rem}.calc-promo-link:hover{color:#fff}@media(prefers-reduced-motion:reduce){.calc-cta:hover{transform:none}}.calc-result.is-stale{opacity:.5}.calc-placeholder{border:1.5px dashed var(--color-border);border-radius:var(--radius-md);padding:var(--space-6) var(--space-5);text-align:center;font-family:var(--font-ui);font-size:14.5px;color:var(--color-text-muted)}.calc-placeholder p{margin:0;max-width:none}.calc-placeholder strong{color:var(--color-primary)}.calc-net--cost .calc-net-label{color:var(--color-primary-action)}.calc-net--warn .calc-net-label{color:var(--color-warning)}.calc-net--cost .calc-net-num,.calc-net--warn .calc-net-num{color:var(--color-success)}@media(prefers-reduced-motion:no-preference){html.js [data-reveal]{opacity:0;transform:translateY(24px)}html.js [data-reveal].is-revealed{opacity:1;transform:none;transition:opacity var(--dur-reveal) var(--ease-out),transform var(--dur-reveal) var(--ease-out);transition-delay:var(--reveal-delay, 0ms)}}.search-btn{display:inline-flex;align-items:center;gap:.4rem;font-family:var(--font-ui);font-size:14px;font-weight:500;color:var(--stage-text-muted);background:transparent;border:1px solid rgba(255,255,255,.12);border-radius:var(--radius-sm);padding:.4rem .75rem;cursor:pointer;white-space:nowrap;transition:color var(--dur-micro) var(--ease-out),border-color var(--dur-micro) var(--ease-out),background var(--dur-micro) var(--ease-out)}.search-btn span[aria-hidden]{font-size:15px;line-height:1}.search-btn:hover{color:var(--stage-text);border-color:#ffffff3d;background:#ffffff0a}.search-btn:focus-visible{outline:none;color:var(--stage-text);box-shadow:var(--shadow-focus-stage);border-color:var(--stage-action)}.search-overlay{position:fixed;inset:0;z-index:300;background:#0a0b0db8;backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);display:flex;justify-content:center;align-items:flex-start;padding:10vh 1.5rem 2rem}.search-panel{width:min(560px,92vw);max-width:560px;max-height:70vh;display:flex;flex-direction:column;background:var(--ink-800);color:var(--stage-text);border:1px solid var(--brass-line);border-radius:var(--radius-lg);box-shadow:var(--e4);padding:1.1rem 1.1rem 0;overflow:hidden}.search-input-row{display:flex;align-items:stretch;gap:.5rem;margin-bottom:.9rem;flex:0 0 auto}.search-input{width:100%;min-height:48px;padding:.75rem .9rem;font-family:var(--font-ui);font-size:16px;color:var(--stage-text);background:var(--ink-900);border:1.5px solid rgba(255,255,255,.12);border-radius:var(--radius-sm);flex:1 1 auto;min-width:0}.search-input::placeholder{color:var(--stage-text-muted)}.search-input:focus-visible{outline:none;border-color:var(--stage-action);box-shadow:var(--shadow-focus-stage)}.search-close{flex:0 0 auto;width:48px;min-height:48px;display:grid;place-items:center;font-size:24px;line-height:1;color:var(--stage-text-muted);background:var(--ink-900);border:1.5px solid rgba(255,255,255,.12);border-radius:var(--radius-sm);cursor:pointer;transition:color .12s,border-color .12s,background .12s}.search-close:hover{color:var(--stage-text);border-color:#ffffff3d;background:#ffffff0a}.search-close:focus-visible{outline:none;color:var(--stage-text);border-color:var(--stage-action);box-shadow:var(--shadow-focus-stage)}.search-hint{font-family:var(--font-ui);font-size:14px;color:var(--stage-text-muted);padding:.25rem .1rem 1.1rem}.search-results{list-style:none;margin:0;padding:0 0 .6rem;overflow-y:auto}.search-result{display:block;padding:.7rem .8rem;margin:0 -.1rem;border-radius:var(--radius-sm);text-decoration:none;font-family:var(--font-ui);font-size:15px;font-weight:600;color:var(--stage-text);transition:background var(--dur-micro) var(--ease-out)}.search-result:hover{background:#ffffff0f}.search-result.is-active{background:var(--brass-line);color:#fff}.search-result-cat{display:block;margin-top:.15rem;font-family:var(--font-ui);font-size:12.5px;font-weight:500;letter-spacing:.01em;color:var(--stage-text-muted)}.search-result.is-active .search-result-cat{color:var(--stage-text)}@media(max-width:640px){.search-overlay{padding:6vh .75rem 1.5rem}.search-panel{width:96vw;max-height:80vh}.search-result{padding:.85rem .8rem}}.calc-script{margin-top:var(--space-4);padding:var(--space-4);background:var(--color-surface-alt, var(--color-surface));border:1px solid var(--color-border);border-radius:var(--radius-md)}.calc-script-label{font-family:var(--font-ui);font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--color-text-muted);margin:0 0 .4rem}.calc-script-line{font-size:16px;line-height:1.55;margin:0 0 .75rem;max-width:none}.bar-chart{margin:1.5rem 0}.bar-chart svg{width:100%;height:auto;display:block}.bar-chart-label{font-family:var(--font-ui);font-size:13px;fill:var(--color-text-muted)}.bar-chart-value{font-family:var(--font-ui);font-size:13px;font-weight:600;fill:var(--ink)}.bar-chart-bar{fill:var(--color-border)}.bar-chart-bar.is-emphasis{fill:var(--accent)}.bar-chart figcaption{font-family:var(--font-ui);font-size:12.5px;color:var(--color-text-muted);margin-top:.35rem}